Posted on Monday, 8th February 2010 by jkibler

Automobile insurance companies read this and quickly learn that different times of auto insurance will charge different prices and provide different heights of coverage.

My question is this, what kind of auto insurance are you looking for. Almost every state will require drivers to possess some type of insurance in the event they cause an accident, which causes property damage or injury other people.

It is up to you to find the best possible type of coverage at the lowest price.

There are things you can do yourself to lower the price.

1. Raise your deductible from $200 up to $1000 and this will save you about 40% of the price of your car insurance.

2. Drive a small four-door sedan. This would be a lot cheaper than if you had a two-door convertible with a big engine.

3. Keep your car in safe place. The price will be less if you keep your car locked in a garage at night instead of out on the street in a high crime area.

4. Not all car insurances charges same price. As a matter of fact, if you can get quotes from five different car insurance companies you are going to get five different prices.

5. Buy direct. If you buy your car insurance from a direct car insurance company you will get a much lower price because there will be no agents involved and no commissions paid.

Jimmy says, do these things and lower the cost of your car insurance.

Whoa Jimmy?

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Automobile insurance companies are not all the same and if you have any ideas in this area please share with our readers in the comments.

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