Car insurance agency 3 different types and descriptions
ByCar insurance agency Read this and quickly learn how to find the right auto insurance agency which will save you big money and find you low cost car insurance.
Not all car insurance agencies are the same just like not all car insurance agents are the same. There are basically two types.
Number one. The captive agent.
This agency will only represent one insurance company and therefore is very limited in the prices they can find for you. You see these companies when you drive down the street and you see a car insurance agency with the name of the company on the sign.
Number two. The independent agency.
This type of agency will represent several different insurance companies and can find you prices based on your needs and not based on the company that they represent. Oftentimes the prices of these agents are lower.
Number three. The online agency.
This type of agency can be found online and will generally supply you with a quote in minutes and you can do everything on your computer. The advantage is lower prices because they do not have to maintain an office. The disadvantages you do not have a person to talk to in many cases.
But of course you can always buy your insurance direct without dealing with an agency and sometimes this will save you money, as there are no commissions involved.
Jimmy says check out all the different ways of buying car insurance before you make a decision.
Whoa Jimmy?
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Car insurance agency can be a big help when you’re buying your car insurance but make sure you check out all your options and if you have any suggestions in this area please share with our readers in the comments.
