Car insurance claim you can save big money
ByCar insurance claim can be to your advantage Read this and quickly learn how to save yourself big money if you are filing a claim
No one likes to have an accident and absolutely no one likes to go through the hassle of filing a claim. However, even though filing a claim is no fun if you know about the proper procedures your problems can be minimal.
The first thing to do after an accident of any kind to see if anybody needs medical attention and if they do get the proper authorities, call an ambulance or do whatever it is you need to do.
The next thing you do is make sure that you get an accident report filled out by a police officer. You do not want to get into an you said, they said dispute.
Number three, notify your insurer. Give them all the details that you have and then e-mail or fax them a copy of the police report.
Read your policy and make sure that everything is covered.
Your insurance company will put you in contact with an adjuster who will determine the amount of damage. Keep in mind however that the adjuster works for the insurance company and it is his job to save the company as much money as possible. The adjuster does not always have your best interest in mind he has the best interests of the insurance company in his mind.
Understand that you’re not obligated to accept the first settlement offer made by the insurance adjuster.
Do not sign anything until you a check with an auto body shop and made sure that all of your repairs were going to be paid for.
Also do not sign anything until anyone who has been injured is totally recovered, as you may be liable for bills down the road. Once you sign a settlement with the insurance company they are finished.
Jimmy says, when filing a claim look out for yourself, because no one else will.
Whoa Jimmy?
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Car insurance claim is never fun but it can be handled and if you have any suggestions please share with our readers in the comments.
