Cheap auto insurance rates
ByRead these 4 tips to get cheap auto insurance rates. There is no need to pay high prices for your car insurance.
People who have no idea what to do when it comes to buying car insurance pay a lot more money for their car insurance premiums. Don’t be one of those people. I know you’re not because you taking the time to read this article on how to buy car insurance for less money and as a result you will save money.
Here are 4 easy tips that will make a huge difference in the cost of your premiums.
Tip 1. Drive a small or medium sized four-door sedan with a four or six cylinder engine. You would be amazed at the difference in the cost of premiums between sedans and sports cars. Some of these medium and small sized four-door sedans have a sporty look and a lot of pep to them. You’re 17-year-old may think they’re boring but he’s not paying for insurance, you are.
Tip 2. Ask for a high deductible. Having a deductible of $1000 can save you hundreds of dollars per year over having a deductible of $250. Say for example, you have an accident and you had to pay the extra $750 out of your pocket but you saved $300 a year for 10 years before you had an accident. That comes to a savings of $2250 over a period of 10 years, which is significant. If you have an accident every 2 years get the low deductible.
Tip 3. Try to get your auto insurance and your homeowners insurance with the same company. You would be amazed at the discount you get on your auto insurance when you do this. This is what I do and even the direct insurance companies cannot match the price I have on my car insurance.
Tip 4. When buying car insurance get quotes from at least five different insurance companies including two from the direct auto insurance companies, which are companies that deal directly with the customer without the use of a broker or agent. Because of this fact many times they will sell auto insurance for less money. The disadvantage is you are dealing with a large company and not an agent.
Jimmy says, do not pay more for your car insurance than is necessary.
Whoa Jimmy?
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Cheap auto insurance rates are possible if you follow these four tips and if you have any tips to add please share with our readers in the comments.
