Posted on Sunday, 17th January 2010 by jkibler
Read this before you $pend moneyon rental car insurance because you may not need it.
Rental car agencies would like to sell you car insurance because it adds to their profit.
There are benefits to buying these policies under the right circumstances but you should make sure that it is something that you need before agreeing to it.
Make sure you understand that when the rental car agency quotes you a price for rental insurance the price they are quoting means per day and not per length of the time you have the car.
This happened to me. The car agency told me what the cost would be, somewhere in the neighborhood of $22 for car insurance. I kept the car a week and when I got back I had over $150 added to my bill. Jimmy was a very unhappy boy and when I told them that this practice was not fair, what they had done to me, they just told me “well, you agreed to it”. I said, I guarantee you that this is the last time that will ever happen to me and I have never purchased insurance from a rental car company again.
The good thing about buying insurance from the rental car agency is that if you do have an accident there would be no deductible and the company will immediately take care of everything.
If you don’t have insurance from the rental car company they will put all charges on your credit card and allow your personal insurance company to reimburse you.
Jimmy says if you have good comprehensive coverage with your auto insurance company you may not need insurance from the rental car agency. However, this is your decision alone to make and you need to do what you feel good about doing in this situation.
Whoa Jimmy?
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Tags: Car insurance
Posted in Saving Money On Car Insurance | Comments (31)
January 17th, 2010 at 4:19 pm
Great Article. I’ll be back for your next article
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