Free copy of My credit report 6 Facts You Must Know

Free copy of My credit report Read this save money by getting your credit report free three times every year and lower your interest rates and your payments.

Facts on Credit Reports

1. It is everybody’s responsibility to check their own credit report and make sure that no one has stolen their identity and is using their name address and Social Security Number in a fraudulent manner to buy things, which they have no intentions of paying for.

2. Everyone who is the United States is eligible to get a copy once per year of the credit report from each of the three major reporting bureaus.

3. The reporting bureaus collect information from lending institutions, compile it and sell it back to other institutions that want to check on your credit rating.

4. You know your credit report is free but if you want to look at your credit score it is going to cost you between three and six dollars per reporting agency. This might be a good idea, as most lending organizations will go strictly on the credit score number.

5. Another thing you should make sure when you check your credit report is that there is no inaccurate information which would cause your credit score to be jeopardized.

6. There are many websites out there that offer you a free credit report but the truth of that is most of them will require you to use your credit card information to view your credit score. Then they tell you that if you cancel your subscription within 14 days it will not cost you anything. The truth is most people will not cancel their subscription within 14 days and their credit card will be continuously charged every month.

Jimmy says you’re entitled to get your credit report for free so take advantage of this but be careful.

Whoa Jimmy?

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