Jan

Life insurance rating – see chart

By admin

Read this and quickly learn how life insurance rating are determined by companies that rate life insurance companies

Life Insurance Company Rating Categories
Rank Number	A.M. Best	Standard & Poor’s	Moody’s	Fitch
	Financial Strength	Financial Strength	Financial Strength	Financial Strength
1	A++ Secure / Superior	AAA Extremely Strong	Aaa Exceptional	AAA Secure / Highest
2	A+ Secure / Superior	AA+ Very Strong	Aa1, Aa2, Aa3 Excellent	AA+ Secure / Very High
3	A Secure / Excellent	AA Very Strong	A1, A2, A3 Good	AA Secure / Very High
4	A- Secure / Excellent	AA- Very Strong	Baa1, Baa2, Baa3 Adequate	AA- Secure / Very High
5	B++ Secure / Very Good	A+ Strong	Ba1, Ba2, Ba3 Questionable	A+ Secure / High
6	B+ Secure / Good	A Strong	B1, B2, B3 Poor	A Secure / High
7	B Vulnerable / Fair	A- Strong	Caa Very Poor	A- Secure / High
8	B- Vulnerable / Fair	BBB+ Good	Ca Extremely Poor	BBB+ Secure / Adequate
9	C++ Vulnerable / Marginal	BBB Good	C Lowest	BBB Secure / Adequate
10	C+ Vulnerable / Marginal	BBB- Good		BBB- Secure / Adequate
11	C Vulnerable / Weak	BB+ Marginal		BB+ Uncertain
12	C- Vulnerable / Weak	BB Marginal		BB Uncertain
13	D Vulnerable / Poor	BB- Marginal		BB- Uncertain
14	E Vulnerable / Under State Supervision	B+ Weak		B+ Possessing Risk
15	F Vulnerable / In Liquidation	B Weak		B Possessing Risk
16	S Rating Suspended	B- Weak		B- Possessing Risk
17		CCC+ Very Weak		CCC Substantial Risk
18		CCC Very Weak		DD Liquidating
19		CCC- Very Weak		SR Suspended Rating
20		CC Extremely Weak
21		R Regulatory Action
	Based on public information only.