Term insurance rates chart

Read this and see a detailed chart for term insurance rates and understand that the price goes up as people get older.

Below is a comparison of life insurance premiums for a male age 22 to age 50.

Age 20

1. Average annual premium for 5 year term …  $144
2. Average annual premium for 10 year term … $133
3. Average annual premium for 15 year term … $154
4. Average annual premium for 20 year term … $166
5. Average annual premium for 25 year term … $216
6. Average annual premium for 30 year term … $187

Age 30.

1. Average annual premium for 5 year term …   $152
2. Average annual premium for 10 year term … $134
3. Average annual premium for 15 year term … $157
4. Average annual premium for 20 year term … $172
5. Average annual premium for 25 year term … $229
6. Average annual premium for 30 year term … $250

Age 40.

1. Average annual premium for 5 year term …   $195
2. Average annual premium for 10 year term … $170
3. Average annual premium for 15 year term … $208
4. Average annual premium for 20 year term … $235
5. Average annual premium for 25 year term … $356
6. Average annual premium for 30 year term … $375

Age 50.

1. Average annual premium for 5 year term …   $353
2. Average annual premium for 10 year term … $310
3. Average annual premium for 15 year term … $409
4. Average annual premium for 20 year term … $467
5. Average annual premium for 25 year term … $762
6. Average annual premium for 30 year term … $825

See life insurance rates for women

Jimmy says, the older you get the more your life insurance is going to cost so get your policy while you are still young.

Whoa Jimmy?

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Term insurance rates change as people get older and if you have any suggestions please share with our readers in the comments.

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